Author: Keenan Powell

What if you enter into a settlement agreement with the insurance company by which the insurance company agrees to pay your medical bills but it doesn't pay them? And the medical providers are calling you to collect the money.

You have grounds to file a new claim. You can ask the Board to enforce the settlement agreement and to order penalties against the insurance company for failing to pay the medical providers timely.

What if the settlement agreement doesn't promise to pay the medical bills but has "hold harmless" language? After that, when you call, the insurance company will tell you it will reimburse you for any bills you paid.

That is not the law.  The law says the insurance company has to pay any and all medical costs which are reasonable, necessary and work-related within 30 days of the billing.  You need to file a new Claim and ask the Board to order the insurance company to pay the bills.

If you feel like you're getting jacked around, you are.  Call an attorney. Find out what your rights are.

The Law Office of Keenan Powell provides free consultations regardless of whether or not you have been controverted.   To contact Keenan Powell, use the contact form on www.keenanpowell.com or call 258-7663.

Nothing gives me a shot of adrenalin faster than to find out the doctor said something important to my client and I didn't know about it.  If you see your doctor, call your attorney's office right after you leave and tell them what was said.  It's critical for us to  keep our files up to date.  Your attorney will love you for it.

And don't be afraid to call for a status on your case.  The attorney works for you.  It's your case.  You're entitled to know what is going on.

The Law Office of Keenan Powell provides free consultations regardless of whether or not you have been controverted.   To contact Keenan Powell, use the contact form on www.keenanpowell.com or call 258-7663.

If you're hurt at work and cannot go back to work for more than 90 days, then the insurance company is supposed to notify the Reemployment Benefits Administrator (RBA) which triggers a reemployment investigation.  The RBA appoints a private employment counselor to talk with you, collect information from the Employer and your doctors and prepares a report to the RBA answering the questions: 1. will you sustain a permanent partial impairment rating, 2. can you go back to work in the job you were doing, 3. can you go back to work in any job you performed in the past 10 years, and 4. have you had reemployment training before.

Depending on the answers, the RBA may find you eligible for reemployment benefits.  You then elect whether you want job dislocation benefits (a pay-off) or whether you want to go through retraining.  If you elect retraining, you can select your own employment counselor to develop a plan. (The RBA will give you a list of counselors.)  The plan is then submitted to the RBA.  When the RBA approves the plan, the Insurance Company starts paying you "41k" benefits (a bi-weekly stipend) and it will pay for your books and tuition.  You have two years from the date of the plan approval to complete the plan.

The Law Office of Keenan Powell provides free consultations regardless of whether or not you have been controverted.   To contact Keenan Powell, use the contact form on www.keenanpowell.com or call 258-7663.

Two points I want to make:  Don't go to work high. Don't use marijuana for pain unless your doctor prescribes it.

1.  Don't go to work high. You might think you can do your job high (and maybe you can). You might not feel that high and you may not have toked just before you went to work.  But one thing that you can be guaranteed: if there is an accident and your test positive for THC (or any other drugs or alcohol), you will be blamed. That means losing your job.  It means if your injured, you will be denied workers compensation benefits. And it'll be on you to prove that the accident was not caused by your intoxication in order to get your benefits back, which would be hard to do if you aren't making money and can't afford a toxicology expert to testify for you.

2. Don't use pot for pain (unless prescribed).  If you are being treated for pain and being prescribed pain meds, most doctors will require you to sign a Pain Contract.  The pain contract says you won't get prescriptions from another doctor and you won't use illegal substances.  The reason the doctors do urine analysis is to make sure you aren't violating the pain contract.  If you do, the doctor will refuse to treat you.  Not only you can't get prescription pain meds anymore, you'll be tagged with "drug seeking behavior" which is code for "addict and liar".  It's not a label you want.

Keenan Powell has practiced Workers Compensation law in the State of Alaska for over 30 years and has dedicated her practice to Workers Compensation representing injured Alaskans handling hundreds of cases. www.keenanpowell.com.

All consultations are free.  To make an appointment, use the contact form on this website or call:  907 258 7663.

When you send any documents to the insurance company, you need to have proof they got it. There are two ways to do that:

1.  You can fax the document to them.  Keep a copy of the fax and a copy of the fax confirmation sheet showing they received it.

2.  You can mail it priority mail.  A bar code number will be assigned to the letter and you can track delivery on USPS.com.

It's important to prove when you sent the documents because the insurance company doesn't owe you money until they receive them.  They don't owe you TTD (temporary total disability)  until they receive a doctor's note taking you off work.  They don't owe you travel benefits until they receive your travel log.  They can cut off your benefits if they don't get releases you requested.  If whatever you are sending to the insurance company is important enough to send, its important enough to prove that you sent it.

Keenan Powell has practiced Workers Compensation law in the State of Alaska for over 30 years and has dedicated her practice to Workers Compensation representing injured Alaskans handling hundreds of cases. www.keenanpowell.com.

All consultations are free.  To make an appointment, use the contact form on this website or call:  907 258 7663.

Reemployment benefits are for injured workers who cannot go back to the job they were doing when they were injured or any of the jobs they held in the preceding ten years.  There are many in and outs to reemployment benefits and this is a basic idea of how the process goes:

If you are off work for more than 90 days because of your work injury, then the Employer is supposed to notify the Reemployment Benefits Administrator (RBA) and then the RBA will start an investigation.  A employment counselor will contact you to obtain your employment history and medical information.  Then s/he will contact your treating physician to ask whether you will be able to go back to your old job, or the other jobs in the preceding ten years. Then s/he will report back to the RBA and the RBA will determine whether you are entitled to benefits.

If you are entitled to reemployment benefits, the maximum benefit that can be paid is $13,300 for books and tuition plus a stipend paid to you during your studies.  The stipend, called "41k", is paid every two weeks and is roughly ten percent less than your temporary total disability.

If you don't want retraining, you can elect Job Dislocation Benefits instead, which is usually $5,000.  The RBA will send you a form when you are found eligible.  You must return the form to the RBA on time and keep a copy for your records.

Keenan Powell has practiced Workers Compensation law in the State of Alaska for over 30 years and has dedicated her practice to Workers Compensation representing injured Alaskans handling hundreds of cases. www.keenanpowell.com.

All consultations are free.  To make an appointment, use the contact form on this website or call:  907 258 7663.

The short answer is: because it's your job to convince the Alaska Workers Compensation Board, the insurance company's attorney and any attorney you are asking to represent you that you  indeed have a work-related injury.

If you file a Claim with the Alaska Workers Compensation Board, then you need to obtain all of your medical records from all of your health care providers who treated you for your injury and you need to file a copy of the records with the Board. You also need to send a copy of them to the insurance adjuster or opposing counsel.  You need to do this because it's your job to show that you have a work-related injury.  You need to attach these records to the Board's form called a Medical Summary: wc6103 - Medical Summary.  You need to keep a copy of the Medical Summary and the records you attached to it for your own records.

If you want to hire an attorney, the first question the attorney will have is: "Is this a work-related injury?"  And the second question "What is the proof this is a work-related injury?"  The answer is in the medical records.

It is the practice of most attorneys in Alaska to ask an injured worker who comes to them for representation to gather and provide all of the medical records relating to the treatment of the injury in question, and sometimes two years of prior medical records. That is so the attorney can determine whether this is a case he or she wants to accept.

So if you are sincere about asking an attorney to represent you, then you need to gather and provide him or her with all of the medical records relating to the treatment of the injury in question.  Under the laws of the State of  Alaska, you are entitled to them.  All you have to do is call your providers and ask them for the records.  Some of them will ask you to come in and sign a release.

Keenan Powell has practiced Workers Compensation law in the State of Alaska for more than 30 years and has dedicated her practice to Workers Compensation representing injured Alaskans for the past 9 years handling hundreds of cases.  A sample of verdicts she has obtained for Employees is found at  http://www.keenanpowell.com/settlements_wc.html.

There is absolutely no fee for a consultation, all consultations are free.  If you want to set up a meeting, use the contact form on this website or call:  907 258 7663.