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xrayHow much a doctor is paid for providing services to an injured worker in Alaska is regulated by Alaska law. Most Alaska doctors get that.  The problem comes up when an injured worker moves out of state.  It used to be the out of state doctors were paid under the Alaska fee schedule but a new bill, HB 141, which became effective a few months ago provides that out of state doctors are entitled to be paid fees pursuant to the rates set for workers compensation in their state.  HB 141.

Keenan Powell has practiced Workers Compensation law in the State of Alaska for more than 30 years and has dedicated her practice to Workers Compensation representing injured Alaskans.  A sample of verdicts she has obtained for Employees is found at  http://www.keenanpowell.com/settlements_wc.html.

There is absolutely no fee for a consultation, all consultations are free.  If you want to set up a meeting, use the contact form on this website or call:  907 258 7663.

 

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It is the position of most insurance companies that they do not have a duty to pay medical benefits, that the only duty they have is to reimburse the Employee for medical expenses 30 days after the Insurer received notice of the Employee’s expenditures, and that, just to be nice, the Insurer’s arrange to pay some of the medical benefits directly to the providers.

 That’s not what the law says.  The law says the insurance companies have a duty to pay medical benefits immediately on demand.  In other words, “now” means “now”. The case which said interpreted the law to hold that the benefits are due immediately is Harris v. M-K Rivers, 325 P.3d 510 ( Alaska, 2014)  decided in March of 2014 by the Alaska Supreme Court. “To determine when an employer's payments for medical care are due under the Workers' Compensation Act, for purposes of determining whether the employer is subject to a penalty for failing to timely pay amount due, payments due are more appropriately characterized as payable immediately or on claimant's demand, rather than owed as a debt.”  Id, 519. Harris v MK

So if the insurance company is dragging its feet in pre-authorizing surgery, some other medical benefit, it will owe penalties and interests and is flirting with the possibility of being referred to the Division of Insurance for an investigation.

Keenan Powell has practiced Workers Compensation law in the State of Alaska for more than 30 years and has dedicated her practice to Workers Compensation representing injured Alaskans.  A sample of verdicts she has obtained for Employees is found at  http://www.keenanpowell.com/settlements_wc.html.

There is absolutely no fee for a consultation, all consultations are free.  If you want to set up a meeting, use the contact form on this website or call:  907 258 7663.

 

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The question is:  Do an injured employee get workers compensation benefits when he or she is assaulted in the workplace?

The answer is: sometimes.

The Alaska Workers Compensation Act is meant providers benefits to workers injured in the course and scope of their employment.  If an assault or sexual assault is reasonably foreseeable and incidental to the employment, then the employee is entitled to workers compensation benefits.  Obvious examples of an occupation where an assault is reasonably foreseeable and incidental to the employment include jail employees, hospital employees, police, security employees.

If the employment provided a unique opportunity which led to the assault, then workers compensation should apply.  In Temple v Denali Lodge, 21 P 3rd 813 (Alaska, 2001), the Supreme Court cited a North Carolina case where a cocktail waitress stopped to help a stranded motorist who she recognized as a customer.  He kidnapped and sexually assaulted her and she sustained serious injuries escaping.

If the employment creates a special risk, then subsequent injuries should be covered by workers compensation.  The Supreme Court also cited a California case of a woman whose job required her to do home visits.  Her husband posed as a customer under an assumed name and shot and killed her when she came to his apartment.

It is unlikely however that an employer would be responsible merely for failing to protect his employees from assault.

Keenan Powell has practiced Workers Compensation law in the State of Alaska for over 30 years and has dedicated her practice to Workers Compensation representing injured Alaskans handling hundreds of cases.  A sample of verdicts she has obtained for Employees is found at  http://www.keenanpowell.com/settlements_wc.html.

There is absolutely no fee for a consultation, all consultations are free.  If you want to set up a meeting, use the contact form on this website or call:  907 258 7663.

 

SettersphotoYes you do!  Before you get into a car accident, you need to have car insurance.  Alaska law requires you to carry liability insurance of at least $50,000.  If you can't afford any of the other benefits, get medical payment coverage as well.  Medical payment benefits pay 100% of your accident-related treatment.  The limits offered usually start at $5,000 and go up from there. $5,000 isn't enough. That's a trip to emergency room and maybe a few follow up with your doctors.  Anymore, $5,000 won't even cover treatment for a typical whiplash injury.  Get at least $25,000.  With $25,000 of coverage you have enough money for conservative treatment, and if you don't get better, at least you can be evaluated properly for more serious injuries.  Xrays, MRIs cost money.  Lots of it.  Surgery costs even more.

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Workers Compensation insurance companies can, and do, spend a lot of money on private investigators following injured employees around and videotaping them.

 

Then, the private investigator will provide the insurance company with confidential reports which are not automatically produced to the injured employee (nor are the videotapes) because the insurance company wants to blind side the injured employee with the report and videotapes at a hearing and use the report and videotapes to influence its doctors.  If the injured employee doesn’t know about the surveillance, reports and videotapes, there is nothing s/he can do.

 

In a recent case before the Juneau board, Cornielson v Rappe Excavating, the insurance company’s attorney introduced the report and edited video.  The Board demanded to see the entire video, unedited, and when it saw the entire video, unedited, the Board came down hard on the insurance company.

 

In the first place, the private investigator’s report didn’t match the unedited videotape and in the second place, the video was edited to cut out all of the scenes showing the injured worker was in real pain, not knowing that he was being videotaped.

 

Word to the wise: if you’re in a Workers Compensation case and you think you’re being followed, you are.  Even if you don’t think you’re being followed, you may be.  You need to demand all surveillance videos and reports.

 

Keenan Powell has practiced Workers Compensation law in the State of Alaska for nearly 30 years and has dedicated her practice to Workers Compensation representing injured Alaskans for the past 9 years handling hundreds of cases.  A sample of verdicts she has obtained for Employees is found at  http://www.keenanpowell.com/settlements_wc.html.

 

There is absolutely no fee for a consultation, all consultations are free.  If you want to set up a meeting, use the contact form on this website or call:  907 258 7663.

 

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A Second Independent Medical Evaluation (SIME) is ordered by the Alaska Workers Compensation Board. It can be ordered for three different reasons.  First, SIMEs are most commonly ordered when there is a dispute between the injured Employee's treating physician and the the Employer's expert doctor.

A SIME can also be ordered if, second, there is a gap in evidence or, third,  if the Board wants an evaluation for the purpose of developing the evidence before a hearing.  A gap in the evidence occurs when there is not a clear cut dispute between the treating physician and Employer's physician but there is some evidence of a dispute.

When the Board orders a SIME, it sends the injured Employee to a physician on its list. See: SIME list Bulletin 13-06. The physicians on this list were approved by a committee but it does not mean that the physicians on the list are neutral. If you are facing a SIME, it is important to review cases in which that physician has been involved to determine whether s/he is fair.  All decisions issued by the Board are available to the public and can be accessed on the Board's website: http://labor.state.ak.us/wc/legaldir.htm.  

There are two ways to obtain a Board order for a SIME: the first is to obtain the agreement of the Employer's attorney.  The second way is to file a Petition for SIME and go to hearing on the Petition.  The forms for requesting a SIME are on the Board's site as well.  You will need a Petition, form 07-6111, and a SIME form, form 07-6147.

Once a SIME is ordered, a Board employee will pick the physician(s) unless the injured Worker and Employer have stipulated to a particular physician and will send a letter out to the injured Employee and the Employer informing them of the date and time of the appointment and the name and location of the examination. The Employer is responsible for arranging, and paying for, transportation, hotel and meals for the Employee.

If you have questions about your workers compensation claim, call my office.  I have more than 30 years experience fighting for the rights of injured Alaskans. Consultations are FREE.  Call 258-7663.

 

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Superior Court, District Court, Court of Appeals and Supreme Court judges get picked by the Governor and then the run for retention in the general elections.

When a bench opens up, interested attorneys send their name into the Alaska Judicial Council. The Council sends out a questionnaire to the members of the bar and the attorneys grade the applicants and make comments.  The highest graded applicants are then interviewed by the Judicial Council and the Council then sends a list of names to the Governor.  There is an opportunity for public comment before the names are sent up. The Governor can pick a name from the list or reject the entire list but s/he cannot appoint someone is not on the list.

(Magistrates and Masters, however, are state employees.  They apply for the job and go through the same process any other employee would.)

Periodically, the judges run for retention.  In my 30 years, I've never heard of a judge who lost the election after the Judicial Council recommended retention.  However, from time to time, judges do lose the election and that's because, usually, that judge has made a lot of people mad.  Mad enough to make sure everyone knows to vote against the judge.  In addition, there are people who may be following the Council's recommendation.  Attached is this year's recommendation:

http://www.ajc.state.ak.us/retention/retent2014/pr1recommend.pdf

 

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When you are looking for an attorney to help you with your workers compensation case, there are a few things you need to know:

 

First, some attorneys require payment for review of your case.  It is ethical for an attorney to charge up to $300 as an on-time-only charge if the attorney does not enter the case.

 

Second, it is illegal for an attorney to require a retainer (up front money) to secure payment of his fees.  An attorney can, however, ask the client to front costs.  Most attorneys do this on a case-by-case basis.

 

Third, when you are considering attorneys to hire, look at their track record.  Have they been practicing Workers Compensation for a number of years?  Have they always represented Employees or have they been an Employer’s attorney.  If the attorney previously was an Employer’s attorney, you would be right to believe that s/he would have insight into that mind set.  However, you have to ask yourself, why did this person change who s/he is working for?  Was it a cataclysmic change in a belief system?  Or are you in danger of hiring someone with an attitude that most Employees don’t deserve benefits.

 

Fourth, ask whether the attorney has had experience in a case similar to yours.  Is the insurance company is claiming you didn’t notify them of the injury timely or is the insurance company claiming that your injury is not work-related?  Is it a shoulder case, knee case, back or neck case, or hearing loss, carpal tunnel or some other degenerative injury?  Is the attorney comfortable dealing with the issues that may be raised depending on your particular injury?

 

Keenan Powell has practiced Workers Compensation law in the State of Alaska for nearly 30 years and has dedicated her practice to Workers Compensation representing injured Alaskans for the past 9 years handling hundreds of cases.  A sample of verdicts she has obtained for Employees is found at  http://www.keenanpowell.com/settlements_wc.html.

 

There is absolutely no fee for a consultation, all consultations are free.  If you want to set up a meeting, use the contact form on this website or call:  907 258 7663.

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What do you do if the health care provider’s office doesn’t or won’t bill the Workers Compensation insurance claim, or does and the insurance company doesn’t pay the bill and the provider’s office is billing you, calling you, for the money?

 

It’s illegal for a health care provider to charge an injured worker.  AS 23.30.097(f) states unequivocally:  “An employee may not be required to pay a fee or charge for medical treatment or service provided under this chapter.”

 

So what? What happens to a health care provider who continues to charge an employee for treatment as the result of a workers compensation injury? So you report the provider to the State of Alaska Consumer Protection Unit, http://www.law.state.ak.us/consumer/.At its website, the State of Alaska provides a complaint form for you to fill out and mail or fax to the Attorney General’s Office.  http://www.law.state.ak.us/department/civil/consumer/cp_complaint.html. There are instructions on how to do fill out the form and where to send it.

 

What will the Attorney General’s Office do?  They’ll send a copy to the offending provider and ask for a response.  At that point, the provider may realize what he is doing is illegal and will agree to stop hounding you for the bill.  If not, the Attorney General may proceed with a prosecution against him which means he will incur not only legal fees but may be fined.

 

The problem isn’t the doctor, it’s the biller. Any more, most doctors hire outside billing agencies who don’t understand and don’t want to learn Alaska law. In the event you hire an attorney to pursue a Workers Compensation Claim on your behalf, your attorney should deal with these issues for you.

 

If you have questions about your workers compensation claim, call my office.  I have more than 30 years experience fighting for the rights of injured Alaskans. Consultations are FREE.  Call 258-7663.

 

 

 

bigstock-Silhouette-1113353The Alaska legislature passed a body of laws named the Alaska Workers Compensation Act upon statehood, which has been modified from time to time.  The purpose of the Act is to provide the "quick, efficient, fair and predictable" delivery of benefits to the injured workers at a reasonable cost to the employers. AS 23.30.001.  Workers Compensation claims differ from a personal injury insomuch as in Workers Compensation, the injured worker does not have to prove that someone was negligent and caused his or her injuries.  In fact, an injured worker can draw benefits even if he caused the injuries to himself.

Workers Compensation and personal injury differ also in what kind of benefits you can obtain.  In personal injury cases, you are entitled to lost wages (calculated at your net), past and future medical costs, and past and future pain and suffering.  In Workers Compensation, you don't receive compensation for pain and suffering. Ever.  But you do receive compensation for you lost wages (calculated according to tables on the Alaska Workers' Compensation Board website), medical benefits for as long as you need them which are reasonable and necessary to treat your injury (which sometimes may be for the rest of your life), possibly a permanent partial impairment rating and possibly retraining benefits.

If you are injured at work as the result of someone else's negligence, you may be able to draw both Workers Compensation benefits and pursue a personal injury claim.  You cannot pursue a personal injury claim against your employer or any co-workers but you can pursue the claim against persons who caused your injury who are not your employers or co-workers.  This is frequently the case if you are involved in a motor vehicle accident while working.

The Law Office of Keenan Powell provides free consultations for Workers Compensation claims regardless of whether or not you have been controverted.  Consultations for personal injury cases are free as well.  To contact Keenan Powell, use the contact form on this page or call 258-7663.

For more information about Workers Compensation, see: http://www.keenanpowell.com/faq-wc.html.